FinTech Legal Advisory in Poland

Payment services - licensing and authorisation of KIP, MIP, AIS/PIS providers, agency models and ongoing PSD2/PSD3 compliance

Crypto-assets & MiCA - CASP authorisation, transition of VASP register entries, whitepapers, stablecoin (ART/EMT) issuance and custody documentation

Lending & BNPL - small lending institution (IP) registration, consumer credit compliance, BNPL models and creditworthiness assessment policies

AML/CFT & sanctions - AML/CFT policies, KYC/KYB onboarding, transaction monitoring, sanctions screening, GIIF reporting and internal training

Data protection & cybersecurity - GDPR, DORA, NIS2, ICT risk management, incident response, DPIA and processor/sub-processor contracts

Product documentation - framework agreements, T&C, electronic money and payment terms, custody and staking documentation, B2B partner contracts

Tech & outsourcing - cloud and IT outsourcing under KNF guidelines, SaaS contracts, IP and source code escrow, AI governance (EU AI Act)

Cross-border & passporting - EU passporting of payment, e-money and CASP licences, foreign branches, agents and tied agents networks

Regulatory dialogue - representation before KNF, UOKiK, UODO and GIIF, applications, queries, post-inspection responses and administrative proceedings

Audits & due diligence - regulatory audits, M&A due diligence of FinTech targets, readiness assessments before licence applications and investor checks